Combined Business Insurance

We believe that superior commercial insurance starts with a deep understanding of your world. Our team isn’t just experienced; they are seasoned specialists who have been successfully navigating the complex business insurance sector for many years.

At VINTTRO Cover our sole aim is to forge a relationship with you and your business. By taking the time to truly get to know your specific operations, challenges and goals, we move beyond off-the-shelf policies. This insight allows us to provide a insurance solution proposition that is meticulously designed to fit your unique risk profile and specific needs.

We specialise in a multitude of diverse business sectors, offering wholesome advice and coverage where you need it most. Our sector expertise includes:

  • Automotive industry: crash repair bodyshops, vehicle service and maintenance, bespoke vehicle services and detailing companies.
  • Logistics & transport: vehicle fleets, fast food, haulage, freight and distribution.
  • Commercial property: property investment and portfolio insurance.
  • Industrial: manufacturing, engineering and construction.
  • Industrial print: small to large scale commercial printing firms.
  • Wholesale & retail: shop insurance, supply chain and business premises.
  • Leisure and entertainment.

Comprehensive Coverages for Every Contingency

We cover the full spectrum of commercial risks, from foundational liability to highly specialised protection. Whether you need:

  • Core business protection: a combined business policy including employers’ liability, public liability and products liability.
  • Specialist risks: cyber insurance, professional indemnity and business interruption cover.
  • Vehicle & fleet: comprehensive motor fleet insurance.

We are here to help protect your business operations and financial stability for the long term.

Our Key Areas of Coverage:

Public and Employers’ Liability Insurance – Known as PL & EL Insurance, this cover is your foundational defence against operational risks. This combined policy protects your business from costly claims arising from injury or property damage sustained by employees, customers, contractors, or the public due to your business activities. It is essential protection whether you operate on-site, in an office, or out in the field and is often a mandatory legal requirement for employing staff.

Professional Indemnity Insurance – PI cover is your essential safeguard against claims of professional error. If a client alleges your advice, design, or service caused them a financial loss, PI insurance protects your business. This crucial policy defends your reputation and financial stability, whether you are a consultant, surveyor, contractor, designer, or any other professional service provider.

Commercial Combined Insurance – Simplify your protection with Commercial Combined Insurance. Instead of managing multiple separate policies for property, liability and operations, our solution bundles everything into one streamlined, tailored policy. We specialise in helping UK SMEs and mid-sized companies secure the full scope of coverage they need, ensuring your insurance precisely fits how your business actually operates.

Management Liability Insurance – Management Liability Insurance isn’t optional for ambitious businesses, it’s essential. VINTTRO Cover can provide protection that defends company directors, officers and senior managers from personal liability claims stemming from their management duties. The cover also extends to the business for issues like employment disputes and the costs associated with legal and regulatory investigations. Safeguard your leadership and your corporate finances with this indispensable protection.

Accident and Travel Insurance – Protect your most valuable asset, your people, with Personal Accident and Business Travel cover. This policy offers financial protection to your employees, from key directors to contractors and field staff, in the event of injury, severe illness, or death. It provides crucial assistance and benefits, both within the workplace and during all business-related travel.

Private Medical Insurance -Invest in your team’s health and productivity with Private Medical Insurance. PMI grants your employees fast access to private healthcare, ensuring quicker diagnoses and treatment, which minimises downtime. By helping your staff recover faster and remain productive, you also demonstrate that they are a highly valued asset. Whether you need coverage for key individuals or a comprehensive staff-wide benefit, we will design a plan that perfectly aligns with both your people’s needs and your business objectives.

Cyber & Crime Insurance – Cyber Insurance for businesses protects against the financial and operational fallout of cyber attacks, data breaches and IT system failures. Whether you rely on email, cloud software, payment platforms or sensitive customer data, we help UK SMEs and mid-sized companies stay protected, compliant and ready to respond.

Our Commitment: Market Excellence

At VINTTRO Cover, our commitment to you is threefold: Competitive Price, Correct Cover and Dedicated Service.

Market Negotiation: We promise to extensively search the market and negotiate the best deal on your behalf for all your business insurance.

Insurer Partnerships: By working closely with our trusted commercial and insurer partners, you’ll receive a highly competitive price and more importantly, the correct and appropriate cover to meet all your regulatory and operational requirements.

Dedicated Support: When you become part of the VINTTRO community, you benefit from a dedicated single point of contact. This ensures you receive consistent, responsive service and top rated insurance solutions for the life of your business. We will be there for you to meet your every need.

Beyond Insurance: Expanding Your Network

In addition to superior insurance, we offer a unique value-add: by leveraging our extensive business network, we can facilitate introductions and connect you to like-minded customers and partners within our community. This service can truly add value, fostering growth and new opportunities for you and your business.

Ready for specialist protection for your business? then “Request a Call Now” complete the short form and our expert team will be in touch.

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VINTTRO Cover is a trading style of Sona Insurance Solutions Ltd. VINTTRO Limited is an Appointed Representative of Sona Insurance Solutions Limited who is authorised and regulated by the FCA under reference number 927990.

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Alternatively call us on
0333 4042 007

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