Car Insurance Groups: Before you fall in love with a new set of wheels, there’s one number you need to check: the insurance group number. Whether you are looking to renew car insurance or buying your first vehicle, understanding these groups can save you thousands. But in 2026, the way we measure “risk” is changing with the phase-in of the new Vehicle Risk Rating (VRR). Here is what you need to know.

How the 1-50 System Works

Traditionally, every car in the UK is placed into one of 50 groups.

• Groups 1–10: These are your “budget-friendly” heroes. Think small engines and cheap parts (e.g., VW Polo or Fiat 500).
• Groups 40–50: This is the “high-risk” zone. It’s where you’ll find luxury SUVs and supercars like the Lamborghini Aventador.

The Golden Rule: The lower the car insurance group, the lower the cost when you go to renew car insurance.

NEW FOR 2026: The Vehicle Risk Rating (VRR)

If you are buying a brand-new model launched after August 2024, the old 1-50 system is being joined by the Vehicle Risk Rating (VRR).

Unlike the old groups, which stay the same forever, the VRR scores cars from 1 to 99 based on five “pillars”: Performance, Damageability, Reparability, Safety, and Security. Most importantly, a car’s VRR can change over time as insurers see how it performs in the real world.

What Factors Push a Car into a Higher Group?

It isn’t just about how fast a car goes. Car Insurance Groups are rated by Thatcham Research and the Panel look at:

• Damage & Parts Cost: If a wing mirror for a luxury car costs £800 but the same part for a Ford costs £80, the luxury car will sit in a higher group.
• Repair Times: Rare or complex cars (like many modern EVs) often take longer to fix. Longer stays in the workshop lead to higher claims costs.
• Security Standards: High-spec security (alarms and immobilisers) can pull a car down a group. Conversely, models with “vulnerable” keyless entry systems often find themselves pushed into Group 50.
• Bumper Compatibility: Believe it or not, how well your bumpers align to prevent damage in low-speed bumps actually affects your group rating!

Don’t Get Caught Out

There is nothing worse than buying your dream car only to find out you can’t afford to renew car insurance because it’s in Group 48.

Our Advice: Always check the insurance group before you buy. A “sportier” trim of the same car could move you from Group 12 to Group 25, doubling your premium for the sake of a few badges and larger alloys.

The “Before You Buy” Insurance Checklist

Avoid the “Group 50” shock! Use this 5-point checklist before you commit to your next vehicle.

1. Identify the Rating System

• Is it a pre-August 2024 model? It will be in the traditional Groups 1–50.
• Is it a brand-new 2024–2026 model? It might have a Vehicle Risk Rating (VRR) from 1–99.
• Rule of Thumb: The lower the number, the lower your premium.

2. Check the “Security Suffix”

When looking at 1–50 groups, look for the letter after the number. It tells you if the car’s security is up to scratch:

• E (Exceeds): The car has better security than required. This often lowers your cost!
• A (Acceptable): Meets the standard requirements.
• D (Doesn’t Meet): Security is below standard for that group, so the car has been “pushed up” a group.
• U (Unacceptable): The security is so poor many insurers may insist you fit an aftermarket alarm or tracker before they will cover you.

3. Spot the “Trim Trap”

Don’t just check the model; check the exact trim.

• A base model might be Group 12.
• The “Sport” or “GT” version of the same car could be Group 22 because of larger alloys (expensive to replace) and a slightly faster engine.

4. Investigate “Repairability” (The 2026 Factor)

With the new VRR system, insurers are looking closely at how long a car takes to fix.

• Check for Carbon Fibre or “Mega-Castings”: These are great for weight but can be a nightmare to repair after a small bump, leading to a higher insurance group.
• Parts Availability: Is it a rare import or a limited edition? If parts have to come from overseas, expect a higher group rating due to “Repair Duration” costs.

5. Run a “Dummy Quote” to Renew Car Insurance

Before you pay a deposit, get a “mock” quote using the registration of the car you are looking at.

• Pro-Tip: Use VINTTRO Cover as your specialist broker to see if there are “Enthusiast Discounts” that aren’t visible on standard comparison sites.

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How to Find Your Car Insurance Group Right Now:

1. Thatcham Research: The official source for UK group ratings.
2. Your V5C Logbook: Often lists the group for older vehicles.
3. VINTTRO Cover: Message us with a registration number and we can tell you exactly where that vehicle sits and how it will affect your cost to renew car insurance.

Ready to Renew?

At VINTTRO Cover, we understand that niche and high-performance cars don’t always fit the “standard” 1-50 box. We look at the enthusiast behind the wheel, not just the data in the chart.

Speak to our specialist team today on 0333 4042 007 and let’s find a policy that fits.

Many UK enthusiasts with classic and rare cars use their “pride and joy” during the brighter seasons, typically from April through to September. When the weather turns, these vehicles are often hidden away in secure storage. If this sounds like your routine, declaring your car as Statutory Off Road is a smart way to save money on road tax.

What is SORN?

It is a formal declaration to the DVLA that your vehicle is not being used or parked on public roads. Once declared, this lasts indefinitely; you don’t need to renew it annually.

When Must You Declare a SORN?

You are legally required to SORN your vehicle if:

• It is not taxed or insured (even for a short time).
• You are storing it in a garage, on a driveway, or on private land.
• You have bought a vehicle and don’t intend to tax or drive it yet.

Important: If your car is parked on a public road, even if it’s stationary, you must keep it taxed and insured.

How to Apply Online

Applying is free and takes just a few minutes on the official GOV.UK website.

• Step 1: Gather Your Info: You’ll need the 11-digit reference number from your V5C (logbook) for an immediate start, or the 16-digit number from your V11 tax reminder to start from the first day of next month.
• Step 2: Submit Online: Visit gov.uk/make-a-sorn. Avoid third-party sites that may charge fees.
• Step 3: Confirmation: You will receive an instant email confirmation and a letter by post within four weeks.

Don’t Ditch the Cover: Laid-Up Insurance

While SORN removes your legal obligation to have “road” insurance, it does not protect your asset from fire, theft, or accidental damage while in storage.

We highly recommend switching to a Laid-Up Insurance policy. These specialist policies are often much cheaper than road cover because they exclude road-use risks but provide essential protection for your vehicle while it’s “resting” in a garage or driveway.

Back on the Road?

Getting back behind the wheel is easy. Simply renew car insurance (if you only had laid-up cover) and tax the vehicle online. The moment you tax the vehicle, the SORN is automatically cancelled.

The world of sports cars and luxury watches has always been intertwined. It is a relationship built on a shared obsession with precision, performance and purpose.

Whether it is the mechanical “thrum” of a V8 engine or the silent, intricate sweep of a tourbillon, enthusiasts of one almost always appreciate the other. Let’s explore why these two passions are so closely linked and how they define a lifestyle of excellence.

Precision Engineering: The Heart of the Machine

The most obvious link is a dedication to precision engineering. High-end sports cars from the likes of Aston Martin, Ferrari and Porsche are masterpieces of automotive physics. Every component, from the forged pistons to the active aerodynamics, is meticulously tuned to achieve maximum speed and reliability.

Similarly, luxury timepieces from Breitling, Rolex, and Cartier are marvels of micro-engineering. To see a mechanical movement in action is to see hundreds of gears, springs, and jewels working in perfect harmony. This shared focus on technical mastery is why a driver who appreciates a perfectly timed gear shift almost always appreciates a perfectly calibrated chronograph.

Heritage and Storytelling

Iconic car manufacturers like Ferrari don’t just build cars; they build legends. Take Sir Rod Stewart as an example a man whose love for cars and fashion is legendary. He was famously photographed with his stunning Ferraris, almost always wearing a timepiece that matched the occasion.

From the elegance of Rolls-Royce to the raw power of Maserati, these brands are symbols of history. The same is true for the world’s top watchmakers. Swiss houses like Vacheron Constantin and Jaeger-LeCoultre have been perfecting their craft for centuries. For the collector, owning these pieces is about more than just “telling the time” or “getting from A to B” it’s about owning a piece of history.

Innovation and Design

Innovation drives both worlds forward. While car manufacturers push the limits of carbon fibre and hybrid hypercars, watchmakers are doing the same with materials like titanium, ceramic, and sapphire.

Aesthetics are the bridge between the two. The sleek lines of a Classic Ferrari are mirrored in the design of the TAG Heuer Carrera—a watch literally named after the same legendary Mexican road race that inspired Porsche. The attention to detail in a hand-stitched leather interior is exactly what you find in the hand-finished dial of a high-end watch.

The Experience and Lifestyle

Ultimately, owning a sports car or a luxury watch is about the lifestyle. It’s about the exhilaration of a Sunday morning drive and the quiet confidence of a finely crafted watch on your wrist.

For many, this passion is about community. Whether it’s a car club meet or a private watch collector gathering, these objects bring people together to share knowledge, stories and a mutual appreciation for the extraordinary.

Protecting Your Legacy

At VINTTRO Cover, we understand that your cars and watches are more than just “assets” they are part of your story. We offer specialist insurance services that provide total peace of mind, ensuring your collection is secured against damage or loss.

For a competitive quote and bespoke cover for your most valuable assets, call our team today on 0333 4042 007. We’d love to hear the story behind your collection.

The Ultimate Pairings: Iconic Cars & Their Horological Matches

For the enthusiast who wants their wrist to match their garage, these three pairings represent the pinnacle of automotive and watchmaking synergy.

1. The “Carrera” Connection: Porsche 911 & TAG Heuer Carrera

This is perhaps the most pre-destined pairing in history. Both the Porsche 911 Carrera and the Heuer Carrera watch were born in 1963. Even more remarkably, they were both named independently after the same event: the Carrera Panamericana, a legendary and dangerous 2,000-mile border-to-border race across Mexico.

• The Vibe: Pure racing heritage. If you drive a 911, a Carrera Chronograph isn’t just a choice; it’s a requirement.

2. The British Gentleman: Bentley Continental GT & Breitling for Bentley

In 2002, when Bentley was designing the Continental GT, they commissioned Breitling to create the onboard dashboard clock. This sparked a two-decade-long partnership, the longest ever between a watch brand and a car manufacturer.

• The Detail: Look closely at the “Breitling for Bentley” watches, and you’ll see the “knurled” finishing on the bezel, directly mimicking the iconic texture of a Bentley’s control knobs and radiator grille.

3. The Ultimate Status: Ferrari & Richard Mille / Hublot

Ferrari enthusiasts often demand the “extraordinary.” While Hublot spent years creating watches that used actual Ferrari carbon fibre, the modern partnership with Richard Mille has taken things to a “Hypercar” level. The RM UP-01 Ferrari, for example, is one of the thinnest watches ever made, an engineering marvel that mirrors Ferrari’s obsession with weight and aerodynamics.

• The Look: High-tech, aggressive and unmistakable. It is the watch equivalent of a 1,000hp hybrid SF90 Stradale.

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When we first set out, we knew one thing for certain: we couldn’t outspend or out scale the global insurance brokers who dominate the market. They possess a legacy that spans decades, massive marketing machines and household names that resonate with the public. Competing on their playing field was a losing game from the outset. Instead, we understood that to carve our niche, we had to be innovative and differentiate ourselves through our unique offering and approach.

So, we chose a different route. We built a brand rooted in something that those larger firms simply cannot replicate: authentic passion, deep technical expertise and a genuine community. This foundation allows us to resonate with our clients on a personal level, fostering a sense of belonging that transcends traditional business relationships.

The VINTTRO Ecosystem: More Than Just a Policy

At its core, the VINTTRO brand was conceived as a 360-degree sanctuary for the automotive and lifestyle enthusiast. We realised early on that our clients didn’t just require an insurance document; they needed a partner who understood the entire lifecycle of a cherished asset. This insight is what fuels our commitment to providing a comprehensive service that transcends traditional insurance offerings.

We built VINTTRO to be a cohesive brand that bridges the gap between protection, preservation, and participation: By integrating these three pillars, we ensure that our clients receive not just insurance, but a complete suite of services that cater to their passions and investments.

• Protection: High-level Insurance Broking and bespoke risk management tailored to collectors and fleets.
• Preservation: Professional Car storage solutions that treat your vehicle with the same reverence you do.
• Participation: Exclusive European tours and community events that turn a solitary hobby into a shared lifestyle.

When you see the VINTTRO name, it stands for a standard of care that “run-of-the-mill” brokers simply aren’t equipped to provide. We aren’t just a service provider; we are the custodians of your passion, dedicating ourselves to each client’s needs and aspirations.

Passion First. Always.

We aren’t just “in” this business; we live it. We are the car enthusiasts, the restorers, the investors and the Sunday morning “coffee-and-drive” types. Each member of our team embodies the spirit of the automotive world, contributing to a culture that thrives on dedication and enthusiasm.

We know the difference between a rare homologation special and a mainstream collector’s piece because we and our community own them. We understand the adrenaline of finally landing a dream car and the weight of responsibility in protecting it. This personal connection drives us to offer the best solutions tailored to each unique situation.

This passion has become magnetic. It’s why our clients don’t just buy a policy; they become ambassadors. It’s why they tour with us across Europe, trust us to store their cherished assets, and choose us to manage their most complex risks. Our clients are part of our family and their stories inspire us to continuously improve our offerings.

Trust Built on 30 Years of “In-the-Trenches” Experience

Passion is a start, but it only carries weight when backed by hard-earned credibility. Our team brings over 30 years of individual experience in motor claims handling, catastrophic injury, underwriting, and reinsurance. This extensive background equips us with the tools needed to navigate the complexities of the insurance landscape effectively.

This isn’t a side hustle; it is the culmination of decades of industry knowledge applied with precision to a specific kind of client: people who view their vehicles as a lifestyle, not just transport. Our tailored approach ensures that every client receives the level of service they deserve while maintaining the unique character of their vehicles.

We’ve seen the gaps, the shortcuts, and the oversights that plague mass-market policies, not just for individual collectors, but for commercial fleets too. We created bespoke solutions to fix those gaps, ensuring that when the worst happens, the VINTTRO brand is the shield you can rely on. Each policy is crafted with the specific needs of the client in mind, ensuring comprehensive coverage and support.

A Brand That Stands for Something

We never wanted to be just another name on a policy document. We wanted to be the first call when someone buys a new classic, weighs up an investment, or simply wants to chat about the market for air-cooled Porsches or their listed building. Being that first call demonstrates our commitment to our clients and establishes trust that is hard to find elsewhere.

We didn’t set out to be the biggest; we set out to be the most trusted. We enhance enthusiasm, talk cars, lifestyle, strategy and business. Our ongoing dialogue with clients ensures that we remain at the forefront of the industry and continue to adapt to their evolving needs and interests.

At VINTTRO, your emotion is our passion. We celebrate every journey, every milestone and every triumph with you, ensuring that as your needs evolve, we evolve alongside you, providing the support and expertise that you can always count on.

Furthermore, our commitment to sustainability and ethical practices ensures that we are not only preserving the past but also safeguarding the future of automotive culture. We believe in contributing positively to the community and the environment, paving the way for a legacy that future generations can cherish.

As we look towards the future, we are excited to expand our offerings further, exploring new technologies and innovations that can enhance the insurance experience for our clients. This includes integrating digital tools that simplify policy management and facilitate communication, ensuring that you are always in touch with your dedicated VINTTRO team.

In addition, we are committed to education within the automotive community. We regularly host webinars and events that not only elevate the standard of knowledge among enthusiasts but also enrich their experience and understanding of their investments. Our goal is to cultivate an informed community that can confidently navigate the world of automotive ownership and investment.

SMMT warns the government that the new 3p per mile tax risks undermining crucial zero-emission vehicle targets for Electric Vehicles.

UK New Car Market: November Dip and the EV “Wake-Up Call”

The UK’s new car market faced a challenging November, with overall registrations falling by 1.6% to 151,154 vehicles. While a single-digit dip might seem minor, the data beneath the surface tells a more concerning story for the green transition. Crucially, the pure battery Electric Vehicles sector recorded its weakest year-on-year growth in almost two years, signalling a potential cooling in what has historically been a fast-accelerating market.

In November, 39,965 new pure electric vehicles were registered, marking a modest 3.6% increase from the same month last year. This was the smallest annual increase since late 2023, excluding the sharp contraction seen in December of that year which was largely driven by unique supply chain bottlenecks.

Consumer Hesitation & The ICE Preference

The Society of Motor Manufacturers and Traders (SMMT) attributed the overall market decline, the sixth monthly fall this year, primarily to a 5.5% drop in demand from private buyers. While fleet purchases saw a slight rise of 0.2%, the retail sector remains sluggish.

This stagnation suggests a widening gap between corporate adoption and individual consumer sentiment. Despite a record number of models now available in UK showrooms, private buyers are increasingly opting to stick with familiar petrol and diesel alternatives or are choosing to hold onto their existing vehicles for longer. The continued appeal of traditional Internal Combustion Engine (ICE) vehicles, coupled with persistent economic pressure, the increased cost of insurance and high upfront costs for new electric tech, is visibly slowing the pace of the transition among the general public.

A New Tax Burden: The 3p-Per-Mile “eVED”

The industry’s concerns were further amplified by the recent Autumn Budget. SMMT Chief Executive Mike Hawes issued a clear warning:

“Even in a fragile market, zero emission vehicle uptake continues to rise, which is exactly what we need. But the weakest growth for almost two years should be seen as a wake-up call that sustained increase in demand for Electric Vehicles cannot be taken for granted.”

A major point of contention is the Government’s decision to introduce a 3p-per-mile tax on Electric Vehicles (officially termed electric Vehicle Excise Duty or eVED) starting in April 2028. Chancellor Rachel Reeves introduced the measure to offset the long-term decline in fuel duty revenue. Under the new system:

• Electric Vehicle Drivers: Will pay 3p per mile.
• Plug-in Hybrid (PHEV) Drivers: Will pay 1.5p per mile.
• Annual Impact: For an average driver covering 8,000 miles a year, this equates to roughly £240 in additional annual taxes, on top of the standard VED rate.

While the Government has attempted to soften the blow by increasing the “Expensive Car Supplement” threshold from £40,000 to £50,000 for Electric Vehicles from 2026, industry leaders argue that the prospect of a “pay-per-mile” future may be deterring buyers today.

Mandate vs. Reality: The Sales Gap

The data reveals a growing friction between legislative targets and market reality. Electric Vehicles accounted for 22.7% of the total market share through the first 11 months of the year. While this is a record volume, it sits uncomfortably below the Government’s Zero-Emission Vehicle (ZEV) mandate, which requires manufacturers to hit a 28.0% sales target in 2025.

However, there is some nuance in how these targets are calculated. Green consultancy New Automotive suggests that once “flexibilities” such as trading credits and banking over-achievements from previous years, are accounted for, the effective 2025 sales target for many manufacturers is closer to 21.7%.

Even with these flexibilities, the industry is under immense pressure. Manufacturers are currently forced to rely on heavy discounting to move Electric Vehicle stock and avoid hefty fines, a strategy that many experts warn is unsustainable in the long term without more robust consumer incentives, such as VAT cuts on public charging or direct purchase grants.

Looking Ahead

As we move into 2026, the UK car market sits at a crossroads. The “early adopter” phase of electric vehicle ownership has largely concluded, and the industry must now find a way to convince the “mass market” that electric cars are not just a green choice, but a financially viable one. Without a reversal in private buyer sentiment, the path to 2030 remains steep and uncertain.

If your driveway looks more like a curated showroom than a parking space, you already know the struggle. Managing separate policies for your daily driver, your weekend classic and your project car is a logistical nightmare.

In the world of specialist vehicles, multi-car policies isn’t just a “bulk discount” it’s a smarter way to protect your passion. Here is why bundling is the ultimate move for any enthusiast looking to renew their car insurance.

1. Substantial Cost Savings

The logic is simple: you can only drive one car at a time. Specialist insurers recognise this reduced risk and offer significant discounts when you bundle your vehicles.

• The VINTTRO Advantage: We’ve negotiated exclusive market rates with our insurer partners. This means the more cars you add, the deeper the discount we can achieve per vehicle. Over time, these savings add up to a significant portion of your collection’s maintenance budget.

2. Management Made Simple

Let’s be honest: tracking five different renewal dates and five different sets of paperwork is a pain. Multi-car policies consolidates everything:

• One Renewal Date: Synchronise your calendar so you only have to think about it once a year.
• One Point of Contact: No more juggling different call centers; you speak to the same expert team every time.
• Uniform Terms: Ensure your level of protection is consistent across every vehicle you own.

Pro-Tip: You don’t have to wait for all your policies to expire at once. You can renew car insurance for one vehicle today to start the policy, and we can “roll in” your other cars as their current cover ends.

3. Consistent Coverage & Daily Drivers

A common misconception is that multi-car policies only apply to “matching” vehicles. At VINTTRO Cover, we provide the flexibility to include your everyday driver alongside your niche collection. Whether it’s a modern SUV for the school run or a high-performance supercar for the track, we ensure every vehicle has the specific level of comprehensive cover it requires, all under one roof.

4. Membership Perks

When you renew car insurance as a VINTTRO Community member (which is free to join), you unlock rates that have specifically been agreed with VINTTRO and aren’t always available to the general public. Our team works tirelessly to ensure that when your renewal comes around, we aren’t just sending a bill, we’re working to retain your business by finding the best possible market rates.

5. A Streamlined Claims Process

The true value of insurance is only felt during a claim. In the unfortunate event of an accident involving more than one of your vehicles (for example, a garage incident), having a single insurer makes the process significantly faster.

• No “Blame Game”: Dealing with one insurer means liability and settlements are handled internally and efficiently.
• Expert Support: You’ll have access to our unrivalled claims expertise to guide you through the journey.

Is a Multi-Car Policy Right for You?

If you own more than one vehicle, the answer is almost certainly yes. You’ll save money, slash your paperwork and enjoy the peace of mind that comes with enthusiast-led protection.

Why pay more for more hassle? Switch to a multi-car policy and experience the smart way to renew car insurance.

Get Your Bespoke Quote Today

Don’t wait for your next renewal to start saving. Speak to our specialist team on 0333 4042 007 to see how much you could save by bundling your collection with our multi-car policies.

Single Policy vs. Multi-Car Bundling

Feature	Single Policy (Individual)	Multi-Car Policy (Bundled)
Renewal Dates	Staggered throughout the year	One single date for everything
Paperwork	Multiple documents and providers	One document, one provider
Total Cost	Standard rates per vehicle	Significant discounts as more cars join
Claims Process	Contact multiple different insurers	One expert team handles all vehicles
Flexibility	High (choose different insurers)	High (add modern, classic, or niche)

Over the weekend, the world of fine watchmaking witnessed another moment of horological history. Phillips achieved a record-breaking result with the sale of a Patek Philippe reference 1518, a stainless-steel perpetual calendar chronograph, one of only four known examples ever produced in this configuration.

To put that into perspective, in the 940s when Patek Philippe released the 1518, perpetual calendar chronographs were almost mythical. The 1518 was not only the world’s first serially produced perpetual calendar chronograph wristwatch, but it remained the only one of its kind, along with the later reference 2499, for much of the 20th century.

When the hammer finally fell, the watch achieved a staggering $17.6 million. A sum that places it not just in the record books, but in a category of its own, a league where horology, art and automotive legend intersect.

The Trophy League: Ferrari 250 GTO, Da Vinci, and Domaine de la Romanée-Conti

As Phillips so aptly described, “More than an endgame in watchmaking, the 1518 in steel is in the same trophy league as a Ferrari 250 GTO, a Da Vinci painting or a bottle of Domaine de la Romanée-Conti 1945. Desirable, impossible to obtain and category defining.”

The Ferrari 250 GTO reference is particularly fitting. Produced between 1962 and 1964, only 36 examples of the 250 GTO were ever made, making it one of the rarest and most coveted cars in existence. Each one is an exquisite balance of performance engineering and sculptural beauty, a masterpiece in motion.

When one changes hands today, the price tag can exceed £50 million. But much like the Patek 1518, the real value lies beyond numbers, it’s about provenance, craftsmanship, and legacy. Both represent the pinnacle of human artistry and mechanical perfection, transcending their original purpose to become timeless cultural icons.

For collectors, owning a Ferrari 250 GTO or a Patek Philippe 1518 in steel is not merely about possession. It’s about guardianship, being part of an unbroken chain of enthusiasts and connoisseurs who understand the profound blend of history, rarity and emotion that these creations embody.

Why Collectors Are Drawn to Parallels Between Horology and Motoring

There’s an undeniable synergy between fine watches and collectible cars. Both worlds are built on precision engineering, heritage and an unyielding devotion to craftsmanship. They also share a similar collector psychology, the pursuit of rarity, condition, provenance and story.

Just as Ferrari hand-built engines to deliver visceral, emotional power, Patek Philippe’s watchmakers assembled perpetual calendar chronographs with microscopic precision. Each is a work of art that functions under pressure, a living expression of mechanical poetry.

Whether it’s a V12 engine or a column-wheel chronograph, both are symbols of an era when mastery was human, not digital.

Legacy Beyond the Auction Room

The $17.6 million result for the Patek Philippe 1518 in steel is more than a headline, it’s a reminder that true scarcity and craftsmanship never lose their allure. In a world increasingly driven by algorithmic trends and mass production, objects like the 1518 or the Ferrari 250 GTO remain timeless benchmarks of excellence.

They connect generations, ignite passion, and affirm that in both horology and motoring, the greatest creations are not just owned, they’re cherished and preserved.

Protecting Icons: How VINTTRO Cover Helps Safeguard Valuable Assets

For collectors, the passion for acquisition is matched only by the responsibility of protection. Whether your collection includes a Patek Philippe 1518, a Ferrari 250 GTO, or other rare and irreplaceable assets, ensuring they are properly covered is essential.

At VINTTRO Cover, we specialise in protecting high-value assets, from multi-million-pound classic cars and supercars to fine watches and collections. Our bespoke insurance solutions are built around the unique needs of collectors and connoisseurs, offering:

• Agreed value cover — so you always know the insured amount reflects the true worth of your asset.
• Flexible storage and transport  — for vehicles that travel between shows, track events, or private collections.
• Discreet and expert service — handled by specialists who understand the nuances of provenance, authenticity and restoration.

Because when it comes to pieces as rare as a Patek Philippe 1518 or a Ferrari 250 GTO, traditional insurance simply isn’t enough.

Your passion deserves the same level of precision and care as the objects themselves, and that’s exactly what VINTTRO Cover provides.

At VINTTRO, we recognise that our clients’ passion for exceptional craftsmanship doesn’t end with the roar of an engine. We view VINTTRO as more than just a network; it is a quintessential lifestyle brand curated for those who appreciate the finer details of a life well-lived. Whether it’s the mechanical heartbeat of a mid-mounted engine or the intricate movement of a hand-assembled calibre, we exist to celebrate the pursuit of excellence in all its forms.

Where Automotive Mastery Meets Horological Excellence

Many of our members are as discerning about their timepiece collection as they are about their garage, and rightly so. Both are profound expressions of precision, heritage, and timeless design. This synergy between automotive and horological mastery is a pillar of the VINTTRO experience a place where the thrill of the open road meets the quiet elegance of the collector’s world.

An Exclusive Partnership for the Discerning Collector

To further enhance this lifestyle, we are delighted to announce an exciting new partnership with an elite watch specialist. Renowned for their peerless expertise in sourcing, servicing and restoring luxury watches, they share our commitment to quality and authenticity.

Through this collaboration, VINTTRO offers you a direct gateway to the world’s most coveted horological treasures. Whether you are searching for a rare vintage timepiece to mark a personal milestone or looking to sell a cherished asset with complete confidence, our trusted partner operates with the utmost discretion and professionalism.

Comprehensive Care for Your Collection

Beyond acquisition, maintaining the integrity of a high-value timepiece is paramount. Our partner offers world-class repair and servicing for the world’s most prestigious marques, including Rolex, Audemars Piguet, Patek Philippe, Breitling, TAG Heuer, Cartier and Omega.

Protecting Your Passion: VINTTRO Cover

We understand that your collection represents more than just a financial investment; it is a reflection of your journey and success. To ensure your assets are shielded with the same level of precision they were built with, we offer VINTTRO Cover a bespoke insurance solution designed specifically for high-net-worth individuals.

Unlike standard “off-the-shelf” policies, VINTTRO Cover provides a seamless, unified approach to protecting your lifestyle:.

• Multi-Asset Portfolios: Simplify your life by consolidating your classic car collection, luxury timepiece portfolio and high-value home and contents all in one place with VINTTRO Cover.
• Worldwide All-Risks Cover: Your timepiece is meant to be worn. Our cover extends worldwide, protecting your watch against accidental damage, loss, or theft, whether you are at home or travelling abroad.
• Specialist Claims Handling: In the unfortunate event of a claim, we’ll be right behind you. We will liaise directly with your insurer on your behalf assisting in having a swift and fair resolution.
• Agreed Value Protection: Whether it is a rare supercar or a limited-edition timepiece, we provide “Agreed Value” settlements, ensuring you receive the true market worth in the event of a total loss, rather than a depreciated market average.

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Coming Soon: The VINTTRO Bespoke Store

In conjunction with our partner, we are currently developing a bespoke watch store available exclusively to VINTTRO members. This curated portal will allow you to browse a hand-selected range of horological icons from the comfort of your home.

Note: This exclusive member portal is scheduled to go live by 26 April. Please stay tuned for your private invitation.

Experience the pinnacle of horology and protection. If you would like to learn more about our services, receive a personal introduction to our watch partner, or request a quote for VINTTRO Cover, please contact our team.

Get in touch via email: info@vinttro.co.uk

Call us on: 0333 4042 007

The UK’s classic car sector continues to play a vital role in the nation’s economy, contributing an impressive £7.3 billion every year, according to new research from the Federation of British Historic Vehicle Clubs (FBHVC). However, industry experts are warning that the sector needs stronger support as potential tax changes loom, including those related to Car Tax.

Classic Cars: A Cornerstone of British Heritage

As the classic car industry evolves, issues surrounding Car Tax are becoming increasingly pertinent, demanding attention from both the public and policymakers. Ensuring that classic car enthusiasts are aware of Car Tax regulations is essential for the longevity of this cherished sector. The implications of Car Tax could significantly impact collectors and restorers alike.

The 2025 National Historic Vehicle Survey (NHVS) reveals that the average classic car owner spends around £4,567 annually maintaining and enjoying their vehicle. With nearly two million historic vehicles registered across the UK and 9.7 million Britons expressing a desire to own one, the passion for motoring heritage remains strong.

The survey also highlights the cultural significance of classic cars, with 22.7 million people viewing historic vehicles as an important part of Britain’s national identity.

A Growing but Ageing Community

While the number of historic vehicle owners has risen modestly, up by around 7,000 since 2020 and almost 200,000 since 2015, the FBHVC notes that the average owner is now 66 years old. This ageing demographic underscores the need to inspire younger generations to engage with the hobby and the industry.

FBHVC Chairman David Whale stressed the urgency of this issue, saying it is “critical that appropriate training is available to support the next generation of engineers and restorers.” The historic vehicle sector currently supports 34,500 jobs and 2,700 specialist businesses across restoration, maintenance, parts supply, museums and events.

“We cannot take that success for granted,” Whale said. “The average owner is now in their sixties and we urgently need to inspire and train the next generation.”

He also called for greater diversity and inclusion within the community, encouraging businesses to invest in apprenticeship schemes and long-term training initiatives.

Currently Drivers are exempt from paying tax on classic and investment cars if they are over 40 years old

Fears Over Potential Car Tax Changes

The industry’s future could be further challenged by potential tax reforms in the upcoming Autumn Budget. Shadow Transport Secretary Richard Holden has warned that Chancellor Rachel Reeves may consider changes to motoring taxation as part of efforts to address a £50 billion fiscal shortfall.

Holden expressed concern that the government could end the 40-year Vehicle Excise Duty (VED) exemption, which currently means cars registered before 1985 are not required to pay road tax. He emphasised that protecting the classic car sector is a “priority,” warning against any form of “tax grab” that could undermine this historic and economically valuable industry.

In response, a HM Treasury spokesperson stated:

“The Chancellor makes tax policy decisions at fiscal events. We do not comment on speculation around future changes to our tax policies”

The Path Forward: Strategy for Sustainability

To ensure that the roar of a vintage engine isn’t silenced by modern regulation, the industry must evolve through three key pillars:

• Greener Miles: The rise of synthetic fuels (e-fuels) offers a lifeline. By adopting carbon-neutral fuels, the community can drastically reduce the environmental footprint of internal combustion engines without stripping away their mechanical soul.
• The Skills Pipeline: We are currently seeing a “generational hand-off.” Investment in specialized apprenticeships is vital to ensure that the secrets of English wheeling, lead loading, and period-correct engine tuning are passed from master craftsmen to a new, diverse generation of technicians.
• Legislative Advocacy: Clearer distinctions between “daily drivers” and “heritage assets” are necessary. Adaptive policy, such as exemptions from certain urban emission zones for historic vehicles, acknowledges that these cars cover negligible annual mileage compared to their modern counterparts.

A Cultural Anchor

Beyond the balance sheets, classic cars serve as rolling museums. They are a tangible link to Britain’s industrial zenith, representing an era where form and function were balanced with artistic flair. From the village green concours to the high-octane atmosphere of the Goodwood Revival, these vehicles act as social catalysts, bringing together enthusiasts from all walks of life.

“To preserve a classic car is to preserve a moment in time; it is an act of stewardship that honours the innovators of the past while inspiring the engineers of the future.”

By viewing the classic car sector not as a relic of the past, but as a vibrant, multi-billion pound “heritage economy,” the UK can protect a legacy that is as much about people and passion as it is about pistons and paint.

At VINTTRO, we’re always looking to form partnerships with brands that share a similar culture and passion for motoring excellence, ensuring that VINTTRO clients benefit from the best services available.

Our goal is simple: to ensure our clients and policyholders receive the very best services and products tailored to their motoring lifestyle, which is a core principle at VINTTRO.

With that in mind, we’re delighted to announce our new partnership with the great team at Bridge Classic Cars, enhancing the offerings of VINTTRO.

Discover the Benefits of the Bridge Classic Cars Partnership

To celebrate the start of this exciting relationship, we’re offering 20% off to all VINTTRO members and clients to join the Bridge Classic Cars Members’ Club. This means members enjoy access to a curated calendar of unique automotive experiences, bespoke events, celebrity appearances, live music and more. These exclusive gatherings are limited in numbers and are available by invite or ticket only.

And the best part? You don’t need to live near Bridge Classic Cars in Suffolk to enjoy the benefits. The Bridge Classic Cars Members’ Club is open to anyone with a passion for cars wrapped around your lifestyle.

Click here to find out more and remember to use the code VINT20 to receive your 20% discount.

The VINTTRO Experience

VINTTRO truly finds its pulse by engaging with it’s clients and members which is why our community is built on shared experiences that extend far beyond the garage.

The VINTTRO Events Calendar

• European Grand Tours Experience the ultimate driving odyssey. From the precision of Alpine hairpin turns to the sweeping vistas of the Mediterranean coast, our curated road trips are immersive journeys that celebrate the spirit of adventure and the endurance of classic engineering.
• Coffee Meets & Spirited Drive-Outs We keep the “Sunday Morning” tradition alive. These informal gatherings and local drives are the heartbeat of our community, providing a relaxed environment to keep the oil flowing and friendships sharp between our larger excursions.
• High-Level Business Networking VINTTRO is a hub for entrepreneurs and industry leaders. By trading the boardroom for the cockpit, members engage in a unique form of professional networking where organic, high-value connections are forged through a mutual appreciation for excellence.

“A VINTTRO event is where the thrill of the drive meets the power of the network.”