Asset Insurance Cover
Your collections are more than just possessions; they are the result of passion, time and investment.
Standard home insurance policies often fall short on coverage limits, valuation and specialised perils (risks) associated with rare and high-value items.
At VINTTRO Cover we are able to provide bespoke Asset Insurance designed specifically for the collector, ensuring that the true value, both monetary and sentimental, of your cherished items is secured.
Our Core Benefits are listed below:
- All-Risks Worldwide Coverage – Protects your assets against almost every cause of physical loss or damage, including theft, accidental damage and natural disasters. Coverage can be active whether the item is at home, in transit, on display or traveling with you anywhere in the world.
- Agreed Value & Market Value – We can broker a policy to provide Agreed-Value settlement for specified items. This means the pay out is the amount agreed upon when you took out the policy, eliminating uncertainty during a claim. Very important for appreciating assets.
- No Home Insurance Impact – Claims made are kept separate from your homeowner’s history, protecting your home insurance premiums and no-claims discount.
- Flexible And New Acquisitions Extension – For newly purchased assets, just contact us straight away and we’ll have these added to your existing policy.
Definition of Protected Assets
Fine Art and Antiques
This category encompasses any article of distinguished lineage or aesthetic merit. These are assets whose value derives from age, established provenance, recognised artistic mastery, or collectible desirability. Our Asset Insurance provides bespoke protection for a portfolio that includes, but is not limited to:
- Masterworks on canvas or paper and contemporary installations.
- Tapestries, heirloom rugs and period furniture.
- Rare manuscripts, intricate porcelain and gold or silver objets d’art.
- Bespoke clocks, barometers and significant cultural artefacts.
Collectibles
Collectibles are defined as private, curated collections of rare, unique, or specialized articles that reflect a profound personal interest. Because these are often irreplaceable, our Asset Insurance approach recognises the dedication and passion invested in these portfolios. This includes:
- Limited-edition model trains and authenticated memorabilia.
- Historical furs and rare dolls.
- Specialised firearm collections and cherished musical instruments.
Valuables
This classification refers to items of high intrinsic worth, meticulously crafted for personal adornment or investment. Recognised for their superior design and concentrated value, these items require the precise protection afforded by specialised Asset Insurance. This category includes:
- Articles composed of gold, silver, and other precious or semi-precious metals.
- Precious gemstones and natural pearls.
- Luxury timepieces and haute horlogerie.
Your Entire Portfolio, Mastered
In the world of high-value assets, complexity is often a given. Why manage multiple policies, confusing renewal dates and fragmented coverage limits across different providers?
VINTTRO Cover is Engineered Differently
We move beyond single-policy protection to offer a unified, sophisticated strategy for managing your entire insurance portfolio all under one roof. This single-source approach is the cornerstone of the VINTTRO difference, providing simplicity without compromising on specialised protection.
By consolidating your insurance needs with VINTTRO Cover, you gain more than just convenience; you gain a dedicated partner committed to understanding your complete financial landscape.
Unified Protection: We don’t just consolidate policies; we integrate them. Your entire insurance portfolio is seamlessly managed and analysed through our proprietary technology, ViSP (Vinttro’s Intelligent Solutions Platform). ViSP is the engine that provides a holistic, clear view of all your coverage, allowing us to proactively ensure that no gaps or overlaps exist between your bespoke asset coverage and your broader policies. This intelligent platform delivers clarity, precision and comprehensive peace of mind.
Ready for specialist protection? then “Request a Call Now” complete the short form and our expert team will be in touch to help cover your cherished assets.
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